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How to Apply for Kisan Loan Online?

Kisan Loan Online

Kisan Loan:-

If you need money to do farming, then apply like this, here is the complete process.

If you are also preparing to take loan for farming then today we are giving you all the information related to it. If you are also preparing to take loan for farming then today we are giving you all the information related to it.

If you are also preparing to take loan for farming, then today we are giving you all the information related to it.

The Reserve Bank of India (RBI) has increased the limit for agricultural loans without guarantee to Rs 1.60 lakh. Farmers currently get loans up to Rs 1 lakh without guarantee. 

Let us tell you that recently the Modi government has announced the Prime Minister Kisan Samman Nidhi in the budget. Under which the government will give 6000 rupees annually to the farmers directly in their account. After the announcement of RBI, if you are also preparing to take loan for farming, then today we are giving you all the information related to it.

Online Personal Loan Distribution Till now farmers used to make rounds of banks to get agricultural loan and it also took more time, despite this, not all farmers could get loan.

Which sometimes the farmers get so upset while making rounds of the bank and they are forced to take loan from any co-operative without going round the banks.

To get rid of all these, farmers are being given the facility to apply for online loans, in this case Rajasthan became the first state to disburse online loans, first online Haridas has been started from Kota division in Rajasthan.

Giving information, the cooperative minister of Rajasthan has said that farmers who have registered online loan so far and whose maximum limit of seven have been approved, such farmers have started getting loans. Get crop loan by visiting the cooperative society and completing the document process.

He informed that the cooperative bank has sufficient capital for the purchase of crop loans and the process of disbursement of loans by the banks is in progress. As the farmers are getting registered, they are getting maasi with them.

He informed that online registration has also been opened for new member farmers and so far 23000 such member farmers have registered, who till now were not able to get crop loan facility till now, this time the state government has given more new members to crop has announced or will provide the facility of inclusion of loans.

This year the farmers will not face any kind of problem for crop loan and the loan will be distributed to the farmers according to the target in time.


How to Apply for Kisan Online Loan?

The farmer will have to go to his nearest online cafe, there he will have to register online, the registration will be done on the basis of biometric verification, after this the loan will be distributed to the farmer through the Fasal Loan Portal Member Register to the member farmer. will be done online.

If you have land for farming, then you can take loan without mortgage of your land. Its limit is one lakh rupees. Along with mortgaging the land for loans above Rs 1 lakh, a guarantor will also have to be given. 

Let us tell you that the RBI has increased the limit of agricultural loans without guarantee to Rs 1.60 lakh. But it will take time to implement it in the bank. Notification will be issued for this.

For Online Apply- Fasal Loan Portal


How much loan will  get for one hectare of land?

Answer: Ankur Tyagi, branch manager of Prathama Bank located in Amroha district of Uttar Pradesh told that one can get a loan of up to Rs 2 lakh on 1 hectare of land. The loan limit varies from bank to bank.


What are the documents required for the loan?

Aadhar, PAN card, along with three photographs are required to take the loan. If the loan is up to Rs 1 lakh, no guarantor is required. But if it is more then a guarantor is needed for that. Also, there should be land in the name of that guarantor as well.

The two most important documents for a loan are Khasra and Khatauni. Makes measles a patwari. It contains the details of the cultivated land. It is clear that what is happening on that land now and how useful it is for agriculture or whether it is not in the midst of the population.

The second important document is Khatauni, it contains the details of whose name the land is in. If the land is in the name of more than one, then share certificate has to be made for it. This certificate bears the signature of the Tehsildar.


How much interest will have to be paid on agriculture loan?

The government keeps agricultural loans in a special category and asks banks to give it as much as possible, so that the production of pulses, oilseeds can be increased. In such a situation, the interest rate of 7 percent is fixed on the loan up to Rs 3 lakh. If a farmer pays it before one year, then he gets a rebate of 3 percent.


Conclusion:-

We have given you the text through this article Kisan Loan and we have given you everything related to it. If there are any new updates to the scheme, we'll let you know as soon as possible via our article. Thanks guys, you finally read our article and have given your time so far. Stay with us like this. We will keep you informed when new updates arrive. Thank you very much for reading this article completely. If you liked our article, then do not forget to share this article with your friends, relatives and others, so that they can also take advantage of this scheme. If you have any question then comment below.


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