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PM Mudra Loan Scheme Online Apply.

PM Mudra Loan Scheme

Pm Mudra Loan scheme:-

In a meeting of the Union Cabinet on June 1, 2020, by Prime Minister Shri Narendra Modi, it was decided to start the "Svanidhi Yojana" to help the unemployed people and under which the small people of Rewari and tracks under the country who can start their own work. 

For those who are thinking of starting from scratch, the central government has decided to give a loan of up to ₹ 10000 to the people without any guarantee. It will be made available to all the small street vendors of the country who are running their business by setting up Dhabas. 

Dear friends, today we will share with you all the important information related to self-funding scheme in this article, so you must read this article completely.

Those who send fruits, vegetables etc. sitting on the side of rural and urban roads across the country or who run their business by setting up fancy items etc. or small shops on the road, they will be given a loan of up to ₹ 10000 by the government under this scheme without any guarantee and The loan given by the government will be returned in small installments within 1 year. 

The people who fill the installments on time will be given an annual interest of up to 7 percent in their account as subsidy by the government and the interested beneficiaries of the country who want to take advantage of this scheme will have to fill the application form under this scheme and the street vendors. Under the self-reliant fund, more than 50 lakh people including contract street vendors and fruit vendors of different areas will be provided benefits under this scheme.


Benefits of Pm Mudra Loan:-

These interventions have been named as 'Children', 'Adolescents' and 'Adolescents' to address the growth / development and funding needs of the beneficiary small units / entrepreneurs.

1. Children (loan cover up to Rs. 50,000):-

This stage can feed entrepreneurs who are in their infancy or will need less funds to start their own business.

2. Adolescents (debt cover up to Rs. 500,000,000):-

This category of entrepreneurs will include those who have already started their business and want additional funds to run their business.

3. Young (Covering loan up to Rs. 10,00,000):-

If an entrepreneur meets the required qualifications, he can apply for a loan up to Rs. 10 lakhs. This is the maximum level that any entrepreneur can apply for a startup loan.

Lending rates are issued from time to time in accordance with RBI guidelines.


Qualifications of PM Mudra Loan Scheme:-

Any Indian citizen who has a business plan for non-farm income generating activities such as manufacturing, processing, trade or service sector, and who needs a loan of up to Rs 10 lakh.

In order to receive a loan under PMMY, you may have to follow the general terms of the payment agency.


Important Documents for PM Mudra Loan Yojana:-

If you also want to apply in this, then you should have the following documents, if you do not have any of these documents, then you have not taken advantage of Mudra Loan Yojana.

  • Mobile number
  • Applicant's Aadhar card
  • Driving license
  • Pan Card
  • Voter ID Card
  • Sales tax return
  • Income tax return
  • Passport size photo
  • Last year's balance sheet
  • Mobile number
  • Bank account


Who can take advantage of PM Mudra Yojana?

  • Sole proprietor
  • Partnership
  • Micro industry
  • Repair shop
  • Truck owners
  • Food business
  • Vendor (Fruits & Vegetables)
  • Micro manufacturing firm
  • Service sector companies


Banks covered under Mudra Yojana:-

  • Canara Bank
  • Federal bank
  • Indian Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bylahabad Bank
  • Bank of india
  • Corporation Bank
  • ICICI Bank
  • Punjab National Bank
  • Tamil Nadu Mercantile Bank
  • Axis Bank Of Baroda
  • Central Bank Of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • State Bank Of India
  • Union Bank of India
  • j&k bank
  • Punjab And Sind Bank
  • Syndicate Bank
  • Union Bank of India
  • Andhra Bank
  • Bank Of Maharashtra
  • Dena Bank
  • IDBI Bank
  • Karnataka Bank


How to apply in pm loan scheme?

First of all, download the form for offline application by visiting the official website and fill the form correctly and attach the required documents together, after that your application form will have to be submitted to these institutions. Now the loan will be provided to you on the stipulated time.

You can also apply online under the Swar Nidhi Yojana. To apply online, first you have to go to the official website, you have to go to the official website, after that you have to fill the online application form there correctly and to fill the application form. After uploading the required document and after uploading click on submit button, in this way your online application will be done. And you will be provided the loan on the stipulated time, if you can not apply online by yourself, then you can also apply online by visiting your nearest customer service center or any nearest e-mitra.


Where to contact for PM Mudra Loan Scheme:-

Loans under the currency scheme can only be obtained through banks and lending institutions which include:

  • Public Sector Bank
  • Private sector banks
  • State-run Cooperative Bank
  • Grameen Bank from regional sector
  • Microfinance providers
  • Financial institutions other than banks
PM Mudra Loan Scheme Online apply- Click Here


Conclusion:-

We have given you the text through this article PM Mudra Loan Scheme and we have given you everything related to it. If there are any new updates to the scheme, we'll let you know as soon as possible via our article. Thanks guys, you finally read our article and have given your time so far. Stay with us like this. We will keep you informed when new updates arrive. Thank you very much for reading this article completely. If you liked our article, then do not forget to share this article with your friends, relatives and others, so that they can also take advantage of this scheme. If you have any question then comment below.


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